Every phase of life, whether personal or professional, involves a great deal of money. It could be growing your business, investing in a new product line, or managing a sudden opportunity. While there are several ways of funding your various requirements, MSME Loan Against Property (LAP) serves as one of the best ways to meet your business related needs in a quick and efficient manner.

MSME LAP is a loan disbursed by a financial institution against the mortgage of a property. The property being offered as mortgage fulfills the purpose of security for the lending institution while the ownership of the property remains with you and you can continue to occupy the premises.

Indiabulls Rural Finance offers maximum finance against the market value of a property at the most optimum mortgage loan interest rates. With us, you can be at ease and leverage the maximum value of your property to fulfill your financial requirements.

We welcome clients even when no Income Tax Return is filed; we assess the actual cash flow of business and analyse the repayment terms.

• Loan Amount - 5 lacs to 50 lacs

  The loan application amount ranges from 5 Lakhs to 50 Lakhs. The range is specifically designed to cater to all your needs.

• No Credit / repayment history required

  Get your loan hassle-free. Avail your loan even without any past credit or repayment history.

• Loan available on various property titles

  A title is a document that indicates recognition of ownership. With Rural Home Loans avail a loan on various property titles which are owned by you.

• Loan eligibility via actual cash income assessment

  Get your loan offer after assessment of your application through cash flow assessment

• Speedy Processing

  With our simple and hassle-free process, quick loan approvals, you will not face any unnecessary delay that hinders you from getting your loan.

• Flexible Repayments

  Our repayment options are flexible. You can avail an option that is suitable for you and support your financial needs best.

• Long/Short Tenure

  We offer payback period of loan that is most suited to your needs and requirement.

• Attractive Interest Rates

  At Indiabulls Rural Finance, we offer attractive interest rates.

• No Hidden Charges

  We believe in transparency. Hence, to provide a great loan experience to our customers, there will never be any hidden charges.

• Minimum Documentation

  Say goodbye to tedious paperwork. We are there for you in every step of the way, and that includes helping you file all your paperwork.

• Doorstep Service

  At Indiabulls Rural Finance, we strive to provide convenience to all our customers. Therefore, to make the entire loan availing process hassle-free, we guarantee doorstep service to you.

• Loan Offerings
  • Business expansion
  • Working Capital requirement
  • Purchase of plant and machinery / Equipment
  • Debt consolidation
  • Converting working capital limit to term loans