• FEES & CHARGES

S.No Description Charges
1 Processing Fee Up to 3% of Loan amount; minimum fee to be INR 10,000
2 Legal opinion charges, SRO search charges/ non-encumbrance certificate from SRO charges, ROC search charges INR 2500/-
3 Technical valuation charges INR 1500/-
4 PDC / ECS/NACH dishonour charges INR 1000
5 PDC / ECS/NACH dishonour charges
Late payment charges
Nil on representation of ECS / PDC
3% Pm on outstanding amount
6 PDC/ECS swapping charges INR 1000/-
7 Retrieval charges for copies of loan /property document in IB custody Emailing of scanned copies: NIL
8 Retrieval charges for copies of loan /property document in IB custody
Charges for statement of account / amortization schedule
Physical copies with attestation: INR 1000
INR 500/-
9 Registration charges for borrowers' ECS mandate (loan repayment) Nil
10 Income tax certificate in home loans NIL
11 Compliant handling charges NIL
12 Charges for certified true copies of title deeds from SRO, if applicable. As per actual
13 Stamping charges of loan agreement As per actual, subject to state laws - to be Borne by borrower
14 Stamping charges of loan agreement Stamping charges of other legal documents like indemnity bond, legal undertakings, legal affidavits, personal guarantee bond, power of attorney for NRI home loans etc. As per actual, subject to state laws - to be procured by borrower directly
15 Original property documents retrieval for specific activity like production at SRO or development authority (on borrower request) Rs 5,000
16 Transaction Handling Fee- case of Resale and Balance transfer cases Rs 2500/-
17 Database admin fee (including GST) INR 650
GST would be additional to the fees and charges mentioned